Interest-only Payable Mortgages.

First time home buyer should consider securing a 10 year interest only payable mortgage then change to a long term reducable mortgage to ensure theie home is fully paid for when at retirement age.

Since 1968 have purchaed to live in and sold 9 homes three in Australia and six in Britain but only to meaintain muddle class status as we reared four children in a north shore suberb 19 miles from Sydney city center until finally retrurng home to Britain in 1975.

My next wife will be my live-in carer and we will move to another area because i was born in Warwickshire octomer 28 – 1936 in Mill street Broom located seven miles west of Stratford Upon Avon.

My Objective Is To Be Faith, Hope, Charity, I Am Faithful, Hopeful, and Charitable.

I am a man who knows and knows he knows although as I become older my words often offend many people and wish I was not a man who knows and knows he knows.

My name at birth was Joseph Robert Neil James and chhanged via a Deed Pollm March 2011 to joseph Robert Neil Landrut so my title is Great Grandfather James.